Description
The Institute of Banking Personnel Selection (IBPS) conducts the IBPS Clerk examination annually to recruit clerical staff for public sector banks across India. This exam is a popular choice among banking aspirants due to its relatively straightforward process and attractive job benefits. This article delves into the details of the IBPS Clerk exam, the role, and career prospects.
What is IBPS Clerk?
An IBPS Clerk serves as the backbone of daily banking operations. Clerical staff are responsible for customer interactions, data entry, and administrative tasks, ensuring the smooth functioning of a branch. Unlike managerial roles, clerks primarily focus on executing day-to-day activities and providing excellent customer service.
Responsibilities of an IBPS Clerk
IBPS Clerks play a critical role in banking operations, with responsibilities including:
Customer Support: Assisting customers with account-related queries, transactions, and grievances.
Cash Handling: Managing cash transactions such as deposits, withdrawals, and cheques.
Record Maintenance: Updating passbooks, maintaining ledgers, and ensuring accurate data entry.
Loan Assistance: Helping with preliminary loan-related documentation and inquiries.
Promoting Banking Products: Educating customers about new schemes, products, and services offered by the bank.
Eligibility Criteria
To apply for the IBPS Clerk exam, candidates must fulfill these criteria:
Nationality: Indian citizen or a resident of Nepal/Bhutan, or a Tibetan refugee who migrated to India before January 1, 1962.
Educational Qualification: A graduate degree in any discipline from a recognized university.
Age Limit: Between 20 and 28 years, with age relaxation for reserved categories as per government norms.
Additionally, candidates must have proficiency in the official language of the state/UT they are applying for.
Selection Process
The IBPS Clerk selection process is conducted in two stages:
- Preliminary Examination
Duration: 1 hour.
Subjects: English Language, Numerical Ability, and Reasoning Ability.
Purpose: To shortlist candidates for the mains exam.
- Main Examination
Duration: 2 hours 40 minutes.
Subjects: General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude.
Final Merit List: Based on marks scored in the mains exam.
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